This subtitle does not change or impair the right of a custodian or a user under a terms–of–service agreement to access or use the digital assets of the user. This subtitle does not grant a fiduciary or designated recipient new or expanded rights other than those held by the user for whom or for whose estate or trust the fiduciary or designated recipient acts or represents. A fiduciary’s or designated recipient’s access to digital assets may be modified or eliminated by: A user; Federal law; or A terms–of–service agreement if the user has not provided direction under § 15–603 of this subtitle.