# Estates and Trusts (GET)

## Title 16. Maryland Uniform Transfer-on-Death (Tod) Security Registration Act

### Subtitle 1

#### Section 16-106

(a) The designation of a TOD beneficiary on a registration in beneficiary form has no effect on ownership until the owner's death.

(b) A registration of a security in beneficiary form may be canceled or changed at any time by the sole owner or all then surviving owners without the consent of the beneficiary.

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Md. Code Ann., Est. & Trusts (as displayed at mgaleg.maryland.gov, October 16, 2026)