# Estates and Trusts (GET)

## Title 16. Maryland Uniform Transfer-on-Death (Tod) Security Registration Act

### Subtitle 1

#### Section 16-109

(a) A transfer-on-death resulting from a registration in beneficiary form is effective by reason of the contract regarding the registration between the owner and the registering entity and this title and is not testamentary.

(b) This title does not limit the rights of creditors of security owners against beneficiaries and other transferees under other laws of this State.

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Md. Code Ann., Est. & Trusts (as displayed at mgaleg.maryland.gov, October 16, 2026)