In this section the following words have the meanings indicated. “Credit union” has the meaning stated in § 6–101 of this article. “Savings and loan association” has the meaning stated in § 8–101 of this article. This section applies only to: A banking institution; A credit union; A savings and loan association; A community development financial institution; and A credit grantor regulated under Title 11 of this article. When evaluating an application for a primary residential mortgage loan or an extension of credit, an entity subject to this section shall: Adhere to the rules concerning evaluations of applications established under 12 C.F.R. § 1002.6, including consideration of the following verifiable alternative indications of creditworthiness presented or made available to the entity by the applicant: History of rent or mortgage payments; History of utility payments; School attendance; and Work attendance; and If the applicant requests, consider other verifiable alternative indications of creditworthiness presented or made available to the entity by the applicant.