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<section article="gfi" article_name="Financial Institutions" number="1-401" title_number="1" title_name="Definitions; General Provisions" subtitle_number="4" subtitle_name="Automated Teller Machines">
  <level label="a">
    <text>In this subtitle the following words have the meanings indicated.</text>
  </level>
  <level label="b">
    <level label="1">
      <text>“Access area” means any paved walkway or sidewalk which is within 50 feet of an automated teller machine.</text>
    </level>
    <level label="2">
      <text>“Access area” does not include any publicly maintained street or highway or any adjacent sidewalk.</text>
    </level>
  </level>
  <level label="c">
    <text>“Access device” has the meaning stated in Federal Reserve Board Regulation E, 12 C.F.R., Part 205.</text>
  </level>
  <level label="d">
    <level label="1">
      <text>“Automated teller machine” means any electronic information processing device located in this State which accepts or dispenses cash in connection with a credit, deposit, or convenience account.</text>
    </level>
    <level label="2">
      <text>“Automated teller machine” does not include devices used:</text>
      <level label="i">
        <text>Solely to facilitate check guarantees or check authorizations;</text>
      </level>
      <level label="ii">
        <text>In connection with the acceptance or dispensing of cash on a person-to-person basis, including by a store cashier; or</text>
      </level>
      <level label="iii">
        <text>For the payment of goods or services.</text>
      </level>
    </level>
  </level>
  <level label="e">
    <text>“Candlefoot power” means the light intensity of candles on a horizontal plane at 36 inches above ground level and 5 feet in front of the area to be measured.</text>
  </level>
  <level label="f">
    <text>“Control” of an access area or defined parking area means to have the present authority to determine how, when, and by whom such area is to be used, maintained, lighted, and landscaped.</text>
  </level>
  <level label="g">
    <text>“Customer” means an individual to whom an access device has been issued for personal, family, or household use.</text>
  </level>
  <level label="h">
    <level label="1">
      <text>“Defined parking area” means that portion of a parking area open for customer parking which is:</text>
      <level label="i">
        <text>Contiguous to an access area with respect to an automated teller machine;</text>
      </level>
      <level label="ii">
        <text>Regularly, principally, and lawfully used for parking by users of the automated teller machine while conducting automated teller machine transactions during the hours of darkness; and</text>
      </level>
      <level label="iii">
        <text>Owned or controlled by the operator of the automated teller machine or by the party leasing the automated teller machine site to the operator.</text>
      </level>
    </level>
    <level label="2">
      <text>“Defined parking area” includes only the single parking level of a multiple level parking area deemed by the operator of the automated teller machine to be the most directly accessible to users of the automated teller machine if the parking area otherwise satisfies the conditions contained in paragraph (1) of this subsection.</text>
    </level>
    <level label="3">
      <text>“Defined parking area” does not include a parking area which is:</text>
      <level label="i">
        <text>Not regularly used for parking by users of the automated teller machine who are conducting automated teller machine transactions during the hours of darkness; or</text>
      </level>
      <level label="ii">
        <text>Physically closed to access or is marked by conspicuous signs indicating that it is closed.</text>
      </level>
    </level>
  </level>
  <level label="i">
    <text>“Hours of darkness” means the period that begins 30 minutes after sunset and ends 30 minutes before sunrise.</text>
  </level>
  <level label="j">
    <text>“Operator” means a financial institution or other person that operates an automated teller machine.</text>
  </level>
</section>
