<?xml version='1.0' encoding='utf-8'?>
<section article="gfi" article_name="Financial Institutions" number="11-218" title_number="11" title_name="Consumer Credit" subtitle_number="2" subtitle_name="Consumer Loans -- Licensing Provisions">
  <level label="a">
    <text>Any applicant for a license or any licensee who is aggrieved by a decision of the Commissioner to deny an application for or suspend or revoke a license may appeal:</text>
    <level label="1">
      <text>To the circuit court for the county in which the aggrieved person resides or did business; or</text>
    </level>
    <level label="2">
      <text>To the Circuit Court for Baltimore City.</text>
    </level>
  </level>
  <level label="b">
    <text>An appeal shall be heard and decided on the record of the proceedings before the Commissioner. However, if the court finds that additional evidence is necessary, the court may permit that evidence to be introduced.</text>
  </level>
  <level label="c">
    <text>If a decision of the Commissioner is appealed, the court may reverse, affirm, or modify the decision.</text>
  </level>
  <level label="d">
    <text>The aggrieved applicant or licensee or the Commissioner may appeal the decision of the court to the Appellate Court of Maryland.</text>
  </level>
</section>
