<?xml version='1.0' encoding='utf-8'?>
<section article="gfi" article_name="Financial Institutions" number="11-405" title_number="11" title_name="Consumer Credit" subtitle_number="4" subtitle_name="Sales Finance Companies -- Licensing Provisions">
  <text>The Commissioner may deny an application if the applicant or any current owner, director, officer, member, partner, employee, agent, or spouse of the applicant:</text>
  <level label="1">
    <text>Has had a license revoked under this subtitle;</text>
  </level>
  <level label="2">
    <text>Was responsible for any act or omission that caused the revocation under this subtitle of the license of any person; or</text>
  </level>
  <level label="3">
    <text>Was convicted of violating any provision of this subtitle or of any other law that regulates agreements.</text>
  </level>
</section>
