<?xml version='1.0' encoding='utf-8'?>
<section article="gfi" article_name="Financial Institutions" number="12-1011" title_number="12" title_name="Miscellaneous Institutions and Activities" subtitle_number="10" subtitle_name="Maryland Debt Settlement Services Act">
  <text>A registrant may not misrepresent any material aspect of any debt settlement service.</text>
</section>
