# Financial Institutions (GFI)

## Title 12. Miscellaneous Institutions and Activities

### Subtitle 10. Maryland Debt Settlement Services Act

#### Section 12-1016

A violation of this subtitle is:

(1) An unfair or deceptive trade practice within the meaning of Title 13 of the Commercial Law Article; and

(2) Subject to the enforcement and penalty provisions of Title 13 of the Commercial Law Article.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)