# Financial Institutions (GFI)

## Title 12. Miscellaneous Institutions and Activities

### Subtitle 1. Check Cashing Services

#### Section 12-119

(a) A licensee shall pay a customer, in United States currency, the face amount of the payment instrument received less the fee charged.

(b)

  (1) A licensee may not provide check cashing services to a customer unless the customer presents a form of customarily acceptable identification.

  (2) Acceptable forms of identification include:

    (i) A valid driver's license with photograph issued by a state government;

    (ii) A valid identity card with photograph issued by a state government;

    (iii) A valid United States passport or alien registration card; and

    (iv) A valid uniformed services identification card.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)