A licensee shall pay a customer, in United States currency, the face amount of the payment instrument received less the fee charged. A licensee may not provide check cashing services to a customer unless the customer presents a form of customarily acceptable identification. Acceptable forms of identification include: A valid driver’s license with photograph issued by a state government; A valid identity card with photograph issued by a state government; A valid United States passport or alien registration card; and A valid uniformed services identification card.