A virtual currency kiosk operator shall ensure that a virtual currency kiosk displays on–screen disclosures before each virtual currency service transaction that disclose all material risks generally associated with virtual currency in clear and conspicuous language. The on–screen disclosures shall include: A schedule of fees and charges that may be assessed; The statement: “Virtual currency is not money or legal tender and is not backed or insured by the government. Virtual currency accounts and value balances are not subject to any protections from the Federal Deposit Insurance Corporation, National Credit Union Administration, or Securities Investor Protection Corporation.”; The statement: “WARNING: losses due to fraudulent or accidental virtual currency transactions may not be recoverable and transactions in virtual currency are irreversible. Virtual currency transactions may be used by scammers impersonating loved ones, threatening jail time, and insisting you withdraw money from your bank account to purchase virtual currency.”; The contact information for the virtual currency kiosk operator, including the operator’s name, phone number, address, and hours of operation; The current exchange rates for each type of virtual currency eligible to be sold or purchased at the virtual currency kiosk; and Any other information that the Commissioner requires by regulation. The virtual currency operator shall ensure that a person using the operator’s virtual currency kiosk is required to acknowledge and accept each disclosure before the person may receive virtual currency services. The Commissioner shall adopt regulations establishing the minimum amount of time that each disclosure must remain on the screen before advancing.