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<section article="gfi" article_name="Financial Institutions" number="12-122" title_number="12" title_name="Miscellaneous Institutions and Activities" subtitle_number="1" subtitle_name="Check Cashing Services">
  <level label="a">
    <text>Subject to the hearing provisions of § 12–123 of this subtitle, the Commissioner may suspend or revoke the license of any licensee or registration of any registrant if the licensee or registrant, or any owner, director, officer, member, partner, stockholder, employee, or agent of the licensee or registrant:</text>
    <level label="1">
      <text>Makes any material misstatement in an application for a license or registration;</text>
    </level>
    <level label="2">
      <text>Is convicted under the laws of the United States or of any other state of:</text>
      <level label="i">
        <text>A felony; or</text>
      </level>
      <level label="ii">
        <text>A misdemeanor that is directly related to the fitness and qualification of the person to provide check cashing services;</text>
      </level>
    </level>
    <level label="3">
      <text>In connection with any check cashing service:</text>
      <level label="i">
        <text>Commits any fraud;</text>
      </level>
      <level label="ii">
        <text>Engages in any illegal or dishonest activities; or</text>
      </level>
      <level label="iii">
        <text>Misrepresents or fails to disclose any material facts to anyone entitled to that information;</text>
      </level>
    </level>
    <level label="4">
      <text>Violates any provision of this subtitle or any rule or regulation adopted under this subtitle, or any other law regulating check cashing services in the State; or</text>
    </level>
    <level label="5">
      <text>Otherwise demonstrates unworthiness, bad faith, dishonesty, or any other quality that indicates that the business of the licensee or registrant has not been or will not be conducted honestly, fairly, equitably, and efficiently.</text>
    </level>
  </level>
  <level label="b">
    <text>In determining whether the license of the licensee or registration of the registrant should be suspended or revoked for a reason listed in subsection (a)(2) of this section, the Commissioner shall consider:</text>
    <level label="1">
      <text>The nature of the crime;</text>
    </level>
    <level label="2">
      <text>The relationship of the crime to the activities authorized by the license or registration;</text>
    </level>
    <level label="3">
      <text>With respect to a felony, the relevance of the conviction to the fitness and qualification of the licensee or registrant to provide check cashing services;</text>
    </level>
    <level label="4">
      <text>The length of time since the conviction; and</text>
    </level>
    <level label="5">
      <text>The behavior and activities of the licensee or registrant since the conviction.</text>
    </level>
  </level>
</section>
