# Financial Institutions (GFI)

## Title 12. Miscellaneous Institutions and Activities

### Subtitle 1. Check Cashing Services

#### Section 12-126

(a) The Commissioner may impose a civil penalty against a person who violates this subtitle in an amount not exceeding:

  (1) $10,000 for a first offense; and

  (2) $25,000 for each subsequent offense.

(b) In determining the amount of civil penalty to be imposed under subsection (a) of this section, the Commissioner shall consider the following:

  (1) The seriousness of the violation;

  (2) The good faith of the violator;

  (3) The violator's history of previous violations;

  (4) The deleterious effect of the violation on the public;

  (5) The assets of the violator; and

  (6) Any other factor relevant to the determination of the civil penalty.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)