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<section article="gfi" article_name="Financial Institutions" number="12-126" title_number="12" title_name="Miscellaneous Institutions and Activities" subtitle_number="1" subtitle_name="Check Cashing Services">
  <level label="a">
    <text>The Commissioner may impose a civil penalty against a person who violates this subtitle in an amount not exceeding:</text>
    <level label="1">
      <text>$10,000 for a first offense; and</text>
    </level>
    <level label="2">
      <text>$25,000 for each subsequent offense.</text>
    </level>
  </level>
  <level label="b">
    <text>In determining the amount of civil penalty to be imposed under subsection (a) of this section, the Commissioner shall consider the following:</text>
    <level label="1">
      <text>The seriousness of the violation;</text>
    </level>
    <level label="2">
      <text>The good faith of the violator;</text>
    </level>
    <level label="3">
      <text>The violator’s history of previous violations;</text>
    </level>
    <level label="4">
      <text>The deleterious effect of the violation on the public;</text>
    </level>
    <level label="5">
      <text>The assets of the violator; and</text>
    </level>
    <level label="6">
      <text>Any other factor relevant to the determination of the civil penalty.</text>
    </level>
  </level>
</section>
