The original buyer of a payment instrument may request a duplicate of the instrument if the request is: In writing; and If required by the licensee, accompanied by: An affidavit that gives the reason for the request and states the facts relating to the loss of or other failure to produce the original payment instrument; and A personal indemnity bond or, if the total amount of the payment instruments for which a duplicate is requested is $150 or more, a lost instrument corporate bond instead of a personal indemnity bond. Each licensee shall issue or refuse to issue a duplicate payment instrument within 30 days after a request for the duplicate is made under this section.