# Financial Institutions (GFI)

## Title 13. State-Operated Financial Programs

### Subtitle 11. Heritage Areas

#### Section 13-1109

There is a Maryland system of recognized heritage areas and certified heritage areas that:

(1) Reflects the cultural themes of the State's development; and

(2) Provides educational, inspirational, economic, and recreational benefits for present and future generations.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)