# Financial Institutions (GFI)

## Title 2. Commissioner and Boards

### Subtitle 1. Commissioner of Financial Regulation

#### Section 2-108

(a) The Commissioner shall charge and collect, in advance, the following nonrefundable fees:

  (1) An examination fee for a new commercial bank charter under Sec. 3-203 of this article..............................................................................................$15,000

  (2) A filing fee for an agreement of consolidation, merger, or transfer of assets under Sec. 3-703 of this article:

    (i) Between two commercial banks    $3,000

    (ii) Among three or more commercial banks    $5,000

  (3) An application fee for a banking institution to have an affiliate under Sec. 5-403 of this article    $750

  (4) A fee for a conversion of a national banking association, a federal stock savings and loan association, or a federal stock savings bank into a commercial bank under Sec. 3-801 of this article or a federal mutual savings bank into a savings bank under Sec. 4-701.1 of this article:

    (i) Filing fee    $7,000

    (ii) Examination fee    $3,000

  (5) Subject to subsection (b) of this section, a branch fee for:

    (i) An application of a banking institution or other-state bank to open a branch under Sec.Sec. 5-1003 and 5-1005(a) of this article    $600;

    or

    (ii) An expedited notice of a banking institution or other-state bank to open a branch under Sec.Sec. 5-1003 and 5-1005(b) of this article    $400

  (6) An application fee for a foreign banking permit under Sec. 12-208 of this article.................................................................................................................$500

  (7) A renewal fee for a foreign banking permit under Sec. 12-210 of this article.........................................................................................................................$500

  (8) A fee for a certificate of valid charter if requested by or on behalf of a person other than a banking institution...............................................................$50

  (9) A fee for a certified copy of a document    $50

  (10) An application fee for conversion of a savings bank to a capital stock commercial bank under Sec. 4-703 of this article....................................$5,000

(b) The branch fee under subsection (a)(5) of this section does not apply to:

  (1) A branch that is acquired by a banking institution through a merger or consolidation with, or transfer to the banking institution of all or substantially all of the assets of, a bank or an insured depository institution; or

  (2) An other-state bank chartered by a state that does not charge a fee to a banking institution for establishing a branch in that state.

---

Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)