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<section article="gfi" article_name="Financial Institutions" number="2-113.1" title_number="2" title_name="Commissioner and Boards" subtitle_number="1" subtitle_name="Commissioner of Financial Regulation">
  <level label="a">
    <text>A regulated person, as defined in § 2–117 of this subtitle, may not:</text>
    <level label="1">
      <text>Issue an advertisement or make a representation that is false, misleading, or deceptive;</text>
    </level>
    <level label="2">
      <text>Impose, as a condition for a loan, a restriction on obtaining credit, property, or service from a competitor unless the restriction is reasonably necessary to secure the loan;</text>
    </level>
    <level label="3">
      <text>Impose, as a condition for a service, a restriction on obtaining credit, property, or service from a competitor; or</text>
    </level>
    <level label="4">
      <text>Engage in an act or a practice that is anticompetitive, unfair, deceptive, abusive, or injurious to the public interest.</text>
    </level>
  </level>
  <level label="b">
    <text>The Commissioner may further define specific acts or practices that are anticompetitive, unfair, deceptive, abusive, or injurious to the public interest.</text>
  </level>
  <level label="c">
    <text>Notwithstanding § 2–113(d) of this subtitle, a financial institution or a subsidiary or an affiliate of a financial institution is subject to this section whenever the financial institution or subsidiary or affiliate engages in activity:</text>
    <level label="1">
      <text>For which it maintains or is required to maintain a license or registration issued by the Commissioner or the State Collection Agency Licensing Board; or</text>
    </level>
    <level label="2">
      <text>Subject to a provision of law, regulation, rule, or order over which the Commissioner has jurisdiction, other than activity subject to any of Titles 3 through 9 of this article.</text>
    </level>
  </level>
</section>
