# Financial Institutions (GFI)

## Title 3. Banking Institutions -- Commercial Banks

### Subtitle 2. Formation and Powers

#### Section 3-211

Except as otherwise provided by law, payment for capital stock and surplus shall be in money and may not be in notes, securities, or property.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)