Each commercial bank shall keep a stock ledger, which shall contain the name and address of each stockholder and the number of shares of stock that the stockholder holds. In any proceeding, the stock ledger is presumptive evidence of the facts stated in it. Any stockholder, director, or officer of a commercial bank may inspect the stock ledger during usual business hours. Failure to show the stock ledger to an individual on that individual’s rightful demand subjects the officer responsible for the failure to a civil penalty of $50, payable to the Commissioner.