# Financial Institutions (GFI)

## Title 3. Banking Institutions -- Commercial Banks

### Subtitle 6. Miscellaneous Regulations

#### Section 3-605

(a) This section does not apply to a leasehold interest in real property.

(b) Subject to the rules and regulations of the Commissioner, a commercial bank may become the owner and lessor of personal property if:

  (1) The personal property is acquired on the specific request of and for the use of a customer; and

  (2) The investment of the commercial bank in personal property does not exceed:

    (i) For any one customer, 10 percent of the unimpaired capital and surplus of the commercial bank; and

    (ii) For all of its customers, the total of its unimpaired capital and surplus.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)