In this subtitle the following words have the meanings indicated. “Affiliate” means any company that controls, is controlled by, or is under common control with another company. “Bank” has the meaning stated in the Federal Deposit Insurance Act, 12 U.S.C. § 1813(a)(1). “Bank supervisory agency” means: The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, or any successor to these agencies; or An agency of another state with primary responsibility for chartering and supervising banks. “Branch” means a bank office open to the public at which deposits are received, checks are paid, or money is lent. “Branch” includes a mobile branch or other special-purpose facility that performs a function of a branch. “Branch” does not include an automated teller machine as defined in § 1-401 of this article. “Commercial activities” means activities in which a bank holding company, a financial holding company, a national bank, or a national bank financial subsidiary may not engage under federal law. “De novo branch” means a branch of an out-of-state bank or banking institution that: Is originally established by the out-of-state bank or banking institution as a branch; and Does not become a branch of the out-of-state bank or banking institution as a result of: The acquisition by the out-of-state bank or banking institution of an insured depository institution or a branch of an insured depository institution; or The conversion, merger, or consolidation of an insured depository institution or a branch of an insured depository institution. “Home state” means: As to a national banking association, the state in which its main office is located; and As to a state-chartered bank, the state by which it is chartered. “Home state regulator” means the agency in a bank’s home state with primary responsibility for chartering and regulating banks. “Host state” means a state, other than the home state of a bank, in which the bank maintains or seeks to establish a branch. “Insured depository institution” means any financial institution the deposits of which are insured by the Federal Deposit Insurance Corporation. “National banking association” means a bank chartered under the National Bank Act. “Other-state bank” means a bank chartered and primarily regulated by another state. “Out-of-state bank” means: A national banking association with its main office in a state other than this State; or An other-state bank.