The Commissioner or deputy Commissioner may: Summon any officer, manager, trustee, employee, or agent of any banking institution and any other witness that the Commissioner thinks proper; Administer an oath to that person; and Question that person about the affairs of the institution. The Commissioner or deputy Commissioner may not delegate the powers granted by subsection (a) of this section. A person may not: Obstruct the Commissioner or any person acting for the Commissioner in the performance of the duties of the Commissioner; or Refuse to appear or testify without good cause when summoned under this section. Any person who violates any provision of this subsection is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $1,000 or imprisonment not exceeding 1 year or both.