# Financial Institutions (GFI)

## Title 5. Banking Institutions -- General Provisions

### Subtitle 3. Deposits

#### Section 5-307

A banking institution is liable to the depositor for the loss of any check that the institution loses or misplaces before the check clears the clearinghouse.

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Md. Code Ann., Fin. Inst. (as displayed at mgaleg.maryland.gov, October 16, 2026)