After notice and a hearing, the Commissioner may assess a civil penalty against a banking institution that the Commissioner determines has: Violated a cease and desist order issued by the Commissioner under § 5–808 of this subtitle; or Engaged in: An unsafe or unsound banking practice; or A practice that is injurious to the public interest. The civil penalty may not exceed: $1,000 per violation; and $1,000 per violation for each day that the violation continues. A civil penalty shall be assessed by written notice of assessment served on the person to be assessed. The notice of assessment shall state the: Amount of the civil penalty; Legal authority for the assessment; and Matters of fact or law constituting the grounds for the assessment. The notice of assessment shall constitute a final order for purposes of judicial review pursuant to § 10–221 of the State Government Article. In determining the amount of the civil penalty to be assessed, the Commissioner shall consider: The seriousness of the violation; The good faith of the violator; The violator’s history of previous violations; The deleterious effect of the violation on the public and the banking industry; The assets of the violator; and Any other factors relevant to the determination of the civil penalty. A civil penalty assessed under this section shall be due and payable within 30 days after the Commissioner issues the notice of assessment. The Commissioner may reduce or set aside a civil penalty. The Commissioner shall pay all civil penalties collected under this section into the General Fund of the State.