The annual meeting of the members shall be held as provided by the bylaws and at the time and place that the board determines. Special meetings of members shall be held: On order of the directors or the supervisory committee; or At the request of 10 percent of the members. Notice of each meeting shall be given as the bylaws provide. Each member in good standing has one vote, notwithstanding the number of shares that the member holds. A member may not vote by proxy. However, a member that is not an individual may be represented by an individual authorized in writing by the member to represent it. A member may not vote or hold office if the member is less than 18 years of age. At any meeting of the members, the members may: Decide any question of interest to the credit union; Except for any instance where, in the judgment of the board, it would result in damage to the credit union’s financial soundness or would otherwise force the board to abrogate their fiduciary responsibility, overrule any decision of the board; and Amend the bylaws or articles of incorporation as provided in § 6-320 of this subtitle. At the annual meeting of the members, the members shall elect directors, unless they are elected as provided in § 6-329 of this subtitle or as provided in the bylaws for mail balloting.