In this section the following words have the meanings indicated. “Conventional home mortgage loan” has the meaning stated in § 11–501 of this article. “Dwelling” has the meaning stated in § 11–501 of this article. “Shared appreciation agreement” has the meaning stated in § 11–501 of this article. This subsection applies only to a conventional home mortgage loan that is not already required by law or regulation by the State or federal government to be assumable in connection with the granting of absolute divorce. A credit union shall include in any conventional home mortgage loan a provision authorizing any of the existing borrowers to purchase the property interest of another borrower on the loan by assuming the seller’s portion of the mortgage if: The assumption is in connection with the granting of a decree of absolute divorce; and The credit union determines that the assuming borrower qualifies for the loan. A credit union shall disclose an assumption provision in any conventional home mortgage loan in writing to a loan applicant before the completion of the loan application.