The Commissioner shall order any credit union to cease and desist from: An unsafe or unsound practice; A practice that is injurious to the public interest; or A violation of laws or rules or regulations that relate to the Commissioner’s supervision of the credit union. To protect depositors or members, the Commissioner may include in a cease and desist order a restriction on the withdrawal of money from any credit union. The Commissioner may include in a cease and desist order a requirement that the officers or officials act affirmatively to correct any violation or practice. Before a cease and desist order takes effect, the Commissioner shall give the credit union an opportunity for a hearing. Notice of the hearing shall be given and the hearing shall be held in accordance with Title 10 of the State Government Article. If the Commissioner determines that the violation or practice under subsection (a) of this section requires immediate action to protect depositors or members, the Commissioner: May issue a cease and desist order that is effective on service; and Shall give the credit union an opportunity for a hearing to rescind the order.