In this section, “business” means receiving funds or making loans. A savings and loan association forfeits its charter for nonuse if it: Has not begun business within 180 days of the acceptance for record of its articles of incorporation, except that the Division Director may grant one extension of not more than 180 days; or After beginning business, does not engage actively in business during any continuous period of 180 days. The charter of the savings and loan association is void when the State Department of Assessments and Taxation receives a certified copy of a final order, issued by the Division Director, that: Finds there is no just cause for the failure to begin or engage in business; and Directs the savings and loan association to dissolve its business.