# General Provisions (GGP)

## Title 4. Public Information Act

### Subtitle 3. Denials of Inspection

#### Section 4-317

(a) Subject to Sec. 8-704.1 of the Natural Resources Article and subsection (b) of this section, a custodian may not knowingly disclose a public record of the Department of Natural Resources containing personal information about the owner of a registered vessel.

(b) A custodian shall disclose personal information about the owner of a registered vessel for use in the normal course of business activity by a financial institution, as defined in Sec. 1-101(i) of the Financial Institutions Article, its agents, employees, or contractors, but only:

  (1) to verify the accuracy of personal information submitted by the individual to that financial institution; and

  (2) if the information submitted is not accurate, to obtain correct information only for the purpose of:

    (i) preventing fraud by the individual;

    (ii) pursuing legal remedies against the individual; or

    (iii) recovering on a debt or security interest against the individual.

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Md. Code Ann., Gen. Prov. (as displayed at mgaleg.maryland.gov, October 16, 2026)