In this subtitle the following words have the meanings indicated. “Collection entity” means any individual, partnership, corporation, trust, estate, cooperative, association, government or government subdivision, agency, or other entity that purchases medical debt or collects medical debt on behalf of another. “Medical debt” has the meaning stated in § 14–1213 of the Commercial Law Article.

A person whose primary business is providing medical services, products, or devices, or the person’s agent or assignee: May not disclose any portion of a medical debt to a consumer reporting agency; and Shall include in any contract entered into with a collection entity for the purchase or collection of medical debt a provision prohibiting the disclosure of any portion of the medical debt to a consumer reporting agency. A contract entered into on or after October 1, 2025, that does not include the provision required under subsection (a)(2) of this section is void and unenforceable.