In this subtitle the following words have the meanings indicated. “Affirmatively further fair housing” means to take meaningful actions, in addition to actions aimed at combating discrimination, to: overcome patterns of segregation; and foster inclusive communities free from barriers that restrict access to housing and opportunity based on protected characteristics. “Affirmatively further fair housing” includes to take meaningful actions that, taken together: address significant disparities in housing needs and access to opportunity; replace segregated living patterns with truly integrated and balanced living patterns; transform racially and ethnically concentrated areas of poverty into areas of opportunity; and foster and maintain compliance with civil rights and fair housing laws. “Meaningful action” means a significant action that is designed and can be reasonably expected to achieve a material positive change by, for example, increasing fair housing choice or decreasing disparities in access to opportunity.