# Housing and Community Development (GHS)

## Title 4. Division of Development Finance

### Subtitle 16. Residential Mortgage Programs for Certain Counties

#### Section 4-1603

The purposes of this subtitle are to:

(1) help remedy the conditions described in Sec. 4-1602 of this subtitle;

(2) make residential mortgage loans available to families of low or moderate income at borrowing costs lower than those otherwise prevailing for residential mortgages;

(3) help reduce the shortage of adequate housing; and

(4) help maintain housing and neighborhoods.

---

Md. Code Ann., Hous. & Cmty. Dev. (as displayed at mgaleg.maryland.gov, October 16, 2026)