# Housing and Community Development (GHS)

## Title 4. Division of Development Finance

### Subtitle 17. Self-Help Homeownership Technical Assistance Program

#### Section 4-1702

The General Assembly finds that:

(1) homeownership is a stabilizing factor for communities and families and is the best way for families of limited income to build equity and move out of poverty;

(2) homeownership has become less affordable over time because incomes have not kept pace with the rising costs of homeownership;

(3) self-help housing helps families of limited income to become homeowners, increasing their financial stability;

(4) families working together in groups to build their homes help to create stronger communities; and

(5) there have been three successful federally financed self-help programs in the State, and modeling a State self-help ownership program on a well-tested federal program will increase homeownership opportunities for families of limited income across the State.

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Md. Code Ann., Hous. & Cmty. Dev. (as displayed at mgaleg.maryland.gov, October 16, 2026)