# Housing and Community Development (GHS)

## Title 4. Division of Development Finance

### Subtitle 20. Energy-Efficient Homes Construction Loan Program

#### Section 4-2001

(a) In this subtitle the following words have the meanings indicated.

(b) "Fund" means the Energy-Efficient Homes Construction Fund.

(c) "Low-energy home" means a home that achieves a Home Energy Rating System (HERS) Index rating:

  (1) of 50 or lower; or

  (2) as determined by the Department in regulations.

(d) "Net-zero home" means a home that is designed to produce an amount of energy in 1 year that is equal to the amount of energy that the home uses in 1 year.

(e) "Program" means the Energy-Efficient Homes Construction Loan Program.

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Md. Code Ann., Hous. & Cmty. Dev. (as displayed at mgaleg.maryland.gov, October 16, 2026)