In this section, “Fund” means the Special Loan Programs Fund. There is a Special Loan Programs Fund. As provided in the State budget and subject to subsection (d) of this section, the Department shall use the Fund to: operate, pay expenses of, and make loans under the Group Home Financing Program; operate, pay expenses of, and make grants and loans under the Lead Hazard Reduction Grant Program and the Lead Hazard Reduction Loan Program; operate, pay expenses of, and make loans and grants under the Maryland Housing Rehabilitation Program, including reserves for anticipated future losses directly related to the Maryland Housing Rehabilitation Program; make loans and grants under the Regular Rehabilitation Program; and make loans and grants under the special loan programs. During the first 6 months of each fiscal year the Department shall reserve at least 25% of the appropriation for the Fund to make loans to rehabilitate buildings with four or fewer dwelling units. The Department annually shall allocate money in the Fund to the Lead Hazard Reduction Grant Program and the Lead Hazard Reduction Loan Program. If the number of eligible applications under the Lead Hazard Reduction Grant Program, or the Lead Hazard Reduction Loan Program is insufficient to commit all money allocated to that Program within 6 months after the allocation, the Department may reallocate the uncommitted money to other programs of the Fund. The Fund shall be administered in accordance with this section. The Fund consists of: money appropriated by the State for special loan programs, including: the Special Rehabilitation Program under § 4–906(b) of this title; the Regular Rehabilitation Program under § 4–906(b) of this title; the Group Home Financing Program under § 4–602 of this title; the Lead Hazard Reduction Grant Program under § 4–708 of this title and the Lead Hazard Reduction Loan Program under § 4–709 of this title; and the Accessible Homes for Senior Homeowners Grant Program under § 4–931 of this title; repayments of principal and payments of interest on loans made under these programs; repayments of grants from the Fund; repayments of principal and payments of interest on loans from the Fund; money transferred to the Fund in accordance with §§ 4–502(e), 4–503(d), and 4–504(f) of this subtitle and §§ 3–203(i) and 6–310(g) of this article; and investment earnings of the Fund. The State, under § 4–501(c) of this subtitle, may appropriate to the Fund money received as repayment of principal or payment of interest on a loan made by the Maryland Housing Rehabilitation Program. Subject to § 7–209 of the State Finance and Procurement Article and except as otherwise provided in the State budget, after the first 8 months of a fiscal year, the Department may transfer unencumbered money in the Fund to any other fund established under this title.