The Department may establish: loan fees and charges; maximum loan or grant amounts for lead hazard reduction activities; and guidelines that give financing priority to lead hazard reduction activities that include replacing windows containing lead-based paint on friction surfaces. On application of a political subdivision, the Department may provide money from the Fund allocated to the Grant Program or the Loan Program to the political subdivision to make a grant or loan, on behalf of the Department, to an eligible owner of residential property or a child care center in the political subdivision. The Department may limit the amount of money that a political subdivision may request under paragraph (1) of this subsection.