# Housing and Community Development (GHS)

## Title 4. Division of Development Finance

### Subtitle 8. Maryland Home Financing Program

#### Section 4-812

To qualify for a reverse equity loan under Sec. 4-804(5) of this subtitle, an applicant shall:

(1) be at least 62 years old when the loan closes; and

(2) need financial assistance with housing-related expenses or personal expenses that enable the owner to continue to occupy the home.

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Md. Code Ann., Hous. & Cmty. Dev. (as displayed at mgaleg.maryland.gov, October 16, 2026)