# Housing and Community Development (GHS)

## Title 4. Division of Development Finance

### Subtitle 8. Maryland Home Financing Program

#### Section 4-814

To qualify for a preferred interest rate loan to refinance an existing home under Sec. 4-804(1) of this subtitle, an applicant shall:

(1) be unable to keep payments current on the applicant's home mortgage because of exceptional adverse personal or economic circumstances; and

(2) risk forfeiting title to the applicant's home.

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Md. Code Ann., Hous. & Cmty. Dev. (as displayed at mgaleg.maryland.gov, October 16, 2026)