The Department may: limit the return on equity allowed to, or enter into equity participation agreements with, sponsors and nonprofit sponsors; require and obtain appraisals, credit and title information, and other information related to making Program loans; contract for services relating to any aspect of the operation of the Program under the procedures required by law for State contracts; charge and collect: reasonable application and processing fees; and other charges, fees, or reimbursements incidental to Program loans; and if necessary, limit the cumulative outstanding debt for Program loans made to a trust described in 42 U.S.C. § 1396p(d)(4) to preserve the ongoing financial viability of the Program.