Financial assistance under the Business Development Program shall be on the terms that the Department considers necessary to make the project financially feasible. Financial assistance under the Business Development Program may be used for: a part of the development costs of a project; the development costs, working capital, or business expenses of a microenterprise project; or in accordance with § 6–308.3 of this subtitle, small loans for food desert projects. The Department may require that financial assistance under the Business Development Program be secured by a mortgage or other security instrument, which may be subordinate to other security interests. The Department may modify the interest rate, the time or amount of payment, or any other term of a grant or loan to facilitate the successful completion or operation of a project. The Department may contract for services related to the Business Development Program.