If the Department determines that an entity is capable of administering financial assistance under the Program, the entity may originate and administer financial assistance in accordance with standards the Department adopts by regulation. The Department shall adopt regulations to establish standards for determining the eligibility of an entity to administer financial assistance under the Program. The standards shall include provisions on: the size, training, and experience of the professional staff that would administer the financial assistance; and the capability of the professional staff to: determine financial capacity of a borrower; originate financial assistance; and evaluate applications for financial assistance. The Department may: help train employees of an approved entity to administer financial assistance in accordance with standards that the Department adopts; charge and collect from a borrower: reasonable origination, application, and processing fees; and other charges, fees, or reimbursements incidental to the financial assistance; include the fees and charges listed in item (2) of this subsection in the amount of financial assistance; pay an approved entity a reasonable origination, application, and processing fee for the financial assistance that is originated by the approved entity; directly fund the financial assistance that is originated by an approved entity; provide financial assistance to an approved entity for the purpose of the approved entity making the financial assistance in accordance with this subtitle; purchase or commit to purchase from approved entities any form of financial assistance that meets the requirements of this subtitle and any regulations adopted under this subtitle; and enter into agreements with approved entities to collectively lend money on a project that meets the requirements of this subtitle and any regulations adopted under this subtitle.