The Department has the powers necessary to implement the Program. The Department may determine the terms and conditions or establish time limits for the use of financial assistance awarded under this subtitle. The financial assistance awarded under this subtitle may be secured by a mortgage, a lien, or any other security interest that is superior to or subordinate to other mortgages, liens, or other security interests. The Department may enforce the terms and conditions of the financial assistance awarded under this subtitle. If any financial assistance awarded under this subtitle is secured by a first or subordinate mortgage or other lien, the Department may: begin an action to protect or enforce any right given by law, contract, or other agreement; foreclose on property; purchase property at any foreclosure or other sale, or acquire or take possession of the property through conveyance in lieu of foreclosure or otherwise, and convey property after acquiring it; settle or compromise any debt or obligation owed to the Department; pay the principal of and interest on any obligation incurred in connection with the property and dispose of or otherwise deal with the property to protect the interests of the Program; or release or sell any mortgage, obligation, or property that the Department holds at public or private sale, with or without public bidding. The Department may contract with any person or governmental unit for property or services necessary to operate the Program. The Department may contract for and accept any grant, contribution, or loan of money, property, or other aid from the federal government and may do all things consistent with this subtitle to qualify for the aid. In connection with any loans that the Department makes, the Department may: require and obtain appraisals, credit information, and other pertinent information; and charge interest. The Department may consent to the modification of any provision of a Program agreement if the modification is in the best interest of the Program.