<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="10-101" title_number="10" title_name="Regulation of Insurance Professions" subtitle_number="1" subtitle_name="Insurance Producers">
  <level label="a">
    <text>In this subtitle the following words have the meanings indicated.</text>
  </level>
  <level label="b">
    <text>“Authorized representative” means an independent contractor of a travel retailer.</text>
  </level>
  <level label="c">
    <text>“Business entity” means a corporation, professional association, partnership, limited liability company, limited liability partnership, or other legal entity.</text>
  </level>
  <level label="d">
    <text>“Home state” means any state in which an insurance producer:</text>
    <level label="1">
      <text>maintains the insurance producer’s principal place of residence or principal place of business; and</text>
    </level>
    <level label="2">
      <text>is licensed to act as a resident insurance producer.</text>
    </level>
  </level>
  <level label="e">
    <level label="1">
      <text>“License” means a document issued by the Commissioner to act as an insurance producer for the kind or subdivision of insurance or combination of kinds or subdivisions of insurance specified in the document.</text>
    </level>
    <level label="2">
      <text>“License” includes a limited lines license.</text>
    </level>
  </level>
  <level label="f">
    <text>“Limited line credit insurance” includes:</text>
    <level label="1">
      <text>credit life insurance;</text>
    </level>
    <level label="2">
      <text>credit health insurance;</text>
    </level>
    <level label="3">
      <text>credit property insurance;</text>
    </level>
    <level label="4">
      <text>credit unemployment insurance;</text>
    </level>
    <level label="5">
      <text>credit involuntary unemployment benefit insurance;</text>
    </level>
    <level label="6">
      <text>mortgage life insurance;</text>
    </level>
    <level label="7">
      <text>mortgage guaranty insurance;</text>
    </level>
    <level label="8">
      <text>mortgage disability insurance;</text>
    </level>
    <level label="9">
      <text>guaranteed automobile protection (GAP) insurance; and</text>
    </level>
    <level label="10">
      <text>any other form of insurance that:</text>
      <level label="i">
        <text>is offered in connection with an extension of credit;</text>
      </level>
      <level label="ii">
        <text>is limited to partially or wholly extinguishing that credit obligation; and</text>
      </level>
      <level label="iii">
        <text>the Commissioner determines should be designated a form of limited line credit insurance.</text>
      </level>
    </level>
  </level>
  <level label="g">
    <text>“Limited line credit insurance producer” means a person who sells, solicits, or negotiates one or more forms of limited line credit insurance coverage to individuals through a master, corporate, group, or individual policy.</text>
  </level>
  <level label="h">
    <text>“Limited lines insurance” means:</text>
    <level label="1">
      <text>limited line credit insurance;</text>
    </level>
    <level label="2">
      <text>the lines of insurance described in §§ 10–122 through 10–125 of this subtitle;</text>
    </level>
    <level label="3">
      <text>insurance sold in connection with, and incidental to, the rental of a motor vehicle under Subtitle 6 of this title; or</text>
    </level>
    <level label="4">
      <text>any other line of insurance that the Commissioner considers necessary to recognize for the purpose of complying with § 10–119(d) of this subtitle.</text>
    </level>
  </level>
  <level label="i">
    <text>“Limited lines insurance producer” means a person authorized by the Commissioner to sell, solicit, or negotiate limited lines insurance.</text>
  </level>
  <level label="j">
    <text>“Limited lines travel insurance producer” means, with respect to travel insurance:</text>
    <level label="1">
      <text>a licensed managing general agent; or</text>
    </level>
    <level label="2">
      <text>a licensed insurance producer, including a limited lines insurance producer.</text>
    </level>
  </level>
  <level label="k">
    <text>“Offer and disseminate” means, with respect to limited lines travel insurance, to:</text>
    <level label="1">
      <text>provide general information, including a description of coverage and price;</text>
    </level>
    <level label="2">
      <text>process applications; and</text>
    </level>
    <level label="3">
      <text>collect premiums.</text>
    </level>
  </level>
  <level label="l">
    <level label="1">
      <text>“Title insurance producer” means a person that, for compensation, solicits, procures, or negotiates title insurance contracts.</text>
    </level>
    <level label="2">
      <text>“Title insurance producer” includes a person that provides escrow, closing, or settlement services that may result in the issuance of a title insurance contract.</text>
    </level>
    <level label="3">
      <text>“Title insurance producer” does not include:</text>
      <level label="i">
        <text>individuals employed and used by title insurance producers for the performance of clerical and similar office duties;</text>
      </level>
      <level label="ii">
        <text>a financial institution as defined in § 1–101(j) of the Financial Institutions Article that does not solicit, procure, or negotiate title insurance contracts for compensation; or</text>
      </level>
      <level label="iii">
        <text>a title insurance insurer that is licensed under this article.</text>
      </level>
    </level>
  </level>
  <level label="m">
    <text>“Title insurance producer independent contractor” means a person that:</text>
    <level label="1">
      <text>is licensed to act as a title insurance producer;</text>
    </level>
    <level label="2">
      <text>provides escrow, closing, or settlement services that may result in the issuance of a title insurance contract as an independent contractor for, or on behalf of, a licensed and appointed title insurance producer; and</text>
    </level>
    <level label="3">
      <text>is not an employee of the licensed and appointed title insurance producer.</text>
    </level>
  </level>
  <level label="n">
    <text>“Trade name” means a name, symbol, or word, or combination of two or more of these that a person uses to:</text>
    <level label="1">
      <text>identify its business, occupation, or self in a business capacity; and</text>
    </level>
    <level label="2">
      <text>be distinguished from another business, occupation, or person.</text>
    </level>
  </level>
  <level label="o">
    <level label="1">
      <text>“Travel insurance” means insurance coverage for personal risk incident to planned travel, including:</text>
      <level label="i">
        <text>interruption or cancellation of a trip or an event;</text>
      </level>
      <level label="ii">
        <text>loss of baggage or personal effects;</text>
      </level>
      <level label="iii">
        <text>damage to accommodations or a rental vehicle;</text>
      </level>
      <level label="iv">
        <text>sickness, accident, disability, or death occurring during travel, if issued as incidental to the coverage provided by item (i), (ii), (iii), (v), (vi), or (vii) of this paragraph;</text>
      </level>
      <level label="v">
        <text>emergency evacuation;</text>
      </level>
      <level label="vi">
        <text>repatriation of remains; and</text>
      </level>
      <level label="vii">
        <text>any other contractual obligations to indemnify or pay a specified amount to the traveler on determinable contingencies related to travel as the Commissioner approves.</text>
      </level>
    </level>
    <level label="2">
      <text>“Travel insurance” does not include a major medical plan that provides comprehensive medical protection for a traveler on a trip lasting 6 months or longer, such as an individual working outside the United States or uniformed services personnel being deployed.</text>
    </level>
  </level>
  <level label="p">
    <text>“Travel retailer” means a business entity that makes, arranges, or offers travel services.</text>
  </level>
  <level label="q">
    <text>“Uniform application” means the current version of the NAIC uniform application for resident and nonresident insurance producer licensing.</text>
  </level>
  <level label="r">
    <text>“Uniform business entity application” means the current version of the NAIC uniform business entity application for resident and nonresident business entities.</text>
  </level>
</section>
