This subtitle applies to insurance producers, all kinds of insurance and annuities, and all types of insurers, including: nonprofit health service plans; dental plan organizations; health maintenance organizations; and fraternal benefit societies. This subtitle does not apply to: reinsurance; except as provided in §§ 10-116(c) and 10-119 of this subtitle, surplus lines transactions, which are subject to Title 3, Subtitle 3 of this article; a person while employed by an insured to administer or help to administer the insurance or risk management program of the person’s employer, if the person is not authorized to accept any compensation from an insurance producer or insurer; or a licensed insurance adviser while employed under contract by an insured and acting for the insured, if the insurance adviser is not authorized to accept any compensation from an insurance producer or insurer.