Without regard to the examination requirements of this subtitle, the Commissioner may issue a temporary license to act as an insurance producer to an individual if the individual: is otherwise qualified; and is: the surviving spouse, next of kin, personal representative, or appointee of the personal representative, of a deceased insurance producer; the spouse, next of kin, employee, or legal guardian of a mentally or physically disabled insurance producer; or an employee of a firm, or an officer or employee of a corporation, of a deceased or disabled insurance producer. Before a person acts as a temporary insurance producer in the State, the person must obtain: a temporary license in the kind or subdivision of insurance for which the person intends to act as an insurance producer; and if applicable, an appointment from an insurer. An applicant for a temporary license shall: file with the Commissioner an application on the form that the Commissioner provides; and pay to the Commissioner the applicable fee required by § 2-112 of this article. Within 30 days after the date an application is received, the Commissioner shall: issue a temporary license to the applicant; or refuse in writing to issue a temporary license, stating the reasons for the refusal. A temporary license issued under subsection (a) of this section expires 15 months after its effective date.