# Insurance (GIN)

## Title 10. Regulation of Insurance Professions

### Subtitle 5. Vehicle Damage Adjusters and Appraisers

#### Section 10-503

(a) An adjuster, appraiser, or insurance producer or employee of an insurer may not:

  (1) recommend the use of a specific repair service or source for the repair or replacement of property damage to a motor vehicle without informing the claimant or insured that the claimant or insured does not have to use the recommended repair service or source;

  (2) require that an appraisal or repair be made in a specific repair shop;

  (3) require that a claimant or insured use a specific contractor or repair shop for a repair service or repair product; or

  (4) intimidate, coerce, or threaten a claimant or insured to use a specific contractor or repair shop for a repair service or repair product.

(b) An adjuster or appraiser may not accept a gratuity or other form of remuneration from a repair service for recommending that repair service to a claimant or insured.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)