# Insurance (GIN)

## Title 10. Regulation of Insurance Professions

### Subtitle 6A. Peer-to-peer Car Sharing Programs

#### Section 10-6A-01

(a) In this subtitle the following words have the meanings indicated.

(b) "Authorized representative" means an independent contractor of a peer-to-peer car sharing program.

(c) "Car sharing period" has the meaning stated in Sec. 19-520 of this article.

(d) "Peer-to-peer car sharing program" means a peer-to-peer car sharing program, as defined in Sec. 19-520 of this article, that sells or offers a motor vehicle liability insurance policy issued by an insurer under Sec. 19-520 of this article.

(e) "Peer-to-peer car sharing program agreement" has the meaning stated in Sec. 19-520 of this article.

(f) "Shared vehicle driver" has the meaning stated in Sec. 19-520 of this article.

(g) "Vehicle" means a motor vehicle:

  (1) of the private passenger type, including passenger vans, minivans, and sport utility vehicles; or

  (2) of the cargo type, including cargo vans, pickup trucks, and trucks that do not require the operator to possess a commercial driver's license.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)