<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="11-202" title_number="11" title_name="Insurance Rating Law" subtitle_number="2" subtitle_name="Prior Approval Rate Making">
  <level label="a">
    <level label="1">
      <text>This subtitle applies to all types of insurers.</text>
    </level>
    <level label="2">
      <text>Except as provided in subsection (b) of this section, this subtitle applies to:</text>
      <level label="i">
        <text>property insurance;</text>
      </level>
      <level label="ii">
        <text>casualty insurance;</text>
      </level>
      <level label="iii">
        <text>surety insurance;</text>
      </level>
      <level label="iv">
        <text>marine insurance; and</text>
      </level>
      <level label="v">
        <text>wet marine and transportation insurance.</text>
      </level>
    </level>
  </level>
  <level label="b">
    <text>This subtitle does not apply to:</text>
    <level label="1">
      <text>reinsurance, except as provided in § 11–222 of this subtitle;</text>
    </level>
    <level label="2">
      <text>insurance of vessels or craft or their cargoes, marine protection and indemnity insurance, or insurance of other risks commonly insured under policies of marine insurance, as distinguished from inland marine insurance;</text>
    </level>
    <level label="3">
      <text>insurance against loss of or damage to aircraft including their accessories and equipment, or insurance against liability, other than workers’ compensation insurance or employer’s liability insurance, arising out of the ownership, maintenance, or use of aircraft; or</text>
    </level>
    <level label="4">
      <text>title insurance, except for §§ 11–218 through 11–227 of this subtitle.</text>
    </level>
  </level>
  <level label="c">
    <text>If a kind of insurance, subdivision or combination of kinds of insurance, or type of coverage is subject to this subtitle and is also subject to regulation by another rate regulatory provision of the statutes of the State, an insurer to which both provisions are otherwise applicable shall file with the Commissioner a designation as to which rate regulatory provision is applicable to it with respect to that kind of insurance, subdivision or combination of kinds of insurance, or type of coverage.</text>
  </level>
</section>
